Question 1
What is your age?
Question 2
What is your anticipated horizon for your investment?
Question 3
Up to what extent are you relying on the liquidity/ cash?
Question 4
What is your estimated total investible funds?
Question 5
What is your primary objective for investing your money?
Question 6
What is your risk tolerance during financial market fluctuations?
Question 7
How well do you understand investments other than time deposit or special savings accounts?
Score Per Answer
5
10
15
20
Total Scores
65
70
100
125
Total Score Descriptions
65 and below = “Conservative - Able to follow investment instruments with limited negative price movements. Able to tolerate minimal risk on security or principal protected product with a substantial level of knowledge and experience for sophisticated instruments”
70 to 95 = “Balanced - Able to follow investment instruments with moderate negative price movements. Able to tolerate some risk for potential higher returns over time with a substantial level of knowledge and experience for sophisticated instruments.”
100 to 120 = “Moderately Aggressive - Able to follow investment instruments with substantial negative price movement. Able to tolerate risks for potential higher returns over time with a highly substantial level of knowledge and experience for sophisticated instruments.”
125 and above = “Highly Aggressive - Able to follow investment instruments and enter into financial contracts with substantial negative price movements that has a significant risk of losing the entire value. Able to tolerate and accept risks for potential higher returns over time with a highly substantial level of knowledge and experience for sophisticated instruments.”
Question 1 Answers
I am above 80 years old
I am 71 to 80 years old
I am 60 to 70 years old
I am below 60 years old
Question 2 Answers
Less than 1 year
1 year to less than 3 years
3 years to 5 years
More than 5 years
Question 3 Answers
I expect regular income from my investments
I do not expect regular income from my investments and will less likely use the principal
I have other sources of liquidity/cash and no real need of the funds for the next 5 to 10 years
I have other sources of liquidity/cash and no real need of the funds for longer than 10 years
Question 4 Answers
Below Php 5MM
Php 5MM to less than 20MM
Php 20MM to 50MM
Over 50MM
Question 5 Answers
Protection of my capital and expect interest income in line with short term money market rates
Maintain value of my portfolio over the medium term with regular stream of income returns
Balance of regular income returns and capital appreciation
Capital growth/appreciation over time and some regular income returns as secondary objective
Question 6 Answers
Very averse to risk and not able tolerate financial risk
Slightly averse to risk and only able tolerate little financial risks
Not averse to risk and able to tolerate moderate financial risks
Open to risk and able to tolerate high financial risks
Question 7 Answers
Minimal - My knowledge is limited
Modest - My knowledge about investments is basically the same as what most people know
Good - My knowledge of investments are quite substantial across different classification of investment product features, risks and returns in the market
Very Good - My knowledge of investments are very substantial and sufficient across different classification of investment product features, risks and return in the market